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A STUDY ON THE CURRENT SCENARIO AND SCOPE OF IMPROVEMENT IN ELECTRONIC PAYMENT SYSTEMS

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Business Management

Pages- 65

File- Word File

Description

TABLE OF CONTENTS

 

ACKNOWLEDGEMENTS. 2

LIST OF FIGURES. 5

EXECUTIVE SUMMARY.. 5

CHAPTER-1. 7

INTRODUCTION.. 7

1.1 INTRODUCTION.. 9

1.5 E-COMMERCE INSTALLMENT SYSTEM… 15

1.6 WAYS OF ONLINE INSTALLMENT. 16

1.6.1 LENDER MONEY.. 16

1.6.2 CELLULAR MONEY WALLETS. 17

1.7 TARGETS FOR THE RESEARCH.. 17

1.8 CHALLENGE STATEMENT. 17

1.9 RESEARCH FORMAT. 18

CHAPTER-2. 19

LITERATURE ASSESSMENT. 19

2.1 BOOKS REVIEW… 20

2.2 INTERNET and CONSUMER FINANCIAL. 22

2.3 THE VIEW ON ELECTRONIC INSTALLMENT. 23

2.4 DIGITAL INSTALLMENT AND THE COMMON BANKING PRODUCTS. 24

2.5 PHONE AND Computer FINANCIAL. 25

2.6 CHEQUE SYSTEM… 25

2.7 CARD SYSTEM… 25

2.8 AUTOMATED TELLER EQUIPMENT (ATM) 26

2.9 THE EFFECT OF ADVANCEMENT ON THE ADOPTION OF E-COMMERCE. 27

2.10 ADVANTAGE that is COMPARATIVE. 27

2.11 COMPATIBILITY.. 28

2.12 DIFFICULTY.. 29

2.13 PERCEIVED COST. 29

2.14 PERCEIVED POSSIBILITIES. 31

2.15 THE OBSTACLE FACING INDIA.. 32

2.16 THE REGULATORY CHALLENGES. 36

2.17 DIGITAL PAYMENT SUCCESS AND RESULTS. 37

2.18 BANK VISITORS CONNECTION.. 37

2.19 BUSINESSES OF LENDER.. 38

2.20 DIGITAL COST MODELS. 38

CHAPTER-3. 41

RESEARCH METHODOLOGY.. 41

3.1 RESEARCH METHODOLOGY.. 42

3.2 INFORMATION RANGE. 42

3.3 RESEARCH DESIGN.. 42

3.4 DATA HIGH QUALITY (VALIDITY AND RELIABILITY) 42

3.5 SCOPE OF THESE LEARN.. 42

3.6 IMPORTANCE OF THE STUDY.. 43

CHAPTER-4. 44

DATA TESTING AND RESULTS. 44

4.1 E-PAYMENT AND PAYMENT METHODS IN INDIA.. 45

4.1.1 ELECTRONIC CLEANING PROVIDER (ECS CREDIT SCORE RATING) 46

4.1.2 DIGITAL CLEANING SERVICES (ECS DEBIT) 46

4.1.3 REALTIME GROSS PAYMENT. 47

4.1.4 NATIONAL ELECTRONIC FUNDS EXCHANGE (NEFT) 50

4.1.5 INDO-NEPAL REMITTANCE ESTABLISHMENT DESIGN.. 50

4.1.6 INSTANT REPAYMENT SERVICE. 50

4.1.7 UNIFIED REPAYMENTS SCREEN.. 51

4.1.8 BHARAT STATEMENT COST SYSTEM… 51

4.2 ASSESSMENT AMONGST RTGS AND NEFT. 52

4.3 CHANNELS OF E-PAYMENTS. 52

4.4 ROLE OF THE RBI IN INVITING E-PAYMENTS. 53

4.5 STANDARD against. ELECTRONIC REPAYMENT SYSTEM PROCESSES. 54

4.6 ELECTRONIC COST: PRESENT EXAMPLE AND EXTENT FOR IMPROVEMENT. 55

CHAPTER-5. 63

5.1 CONCLUSION.. 64

BIBLIOGRAPHY.. 66

 

LIST OF FIGURES

 

FIGURE 1. CASH-LIKE PAYMENT SYSTEM… 38

FIGURE 2. CHEQUE-LIKE PAYMENT SYSTEM… 39

FIGURE 3. PROPORTION OF ADULTS WITH ACCESS TO FINANCIAL INSTITUTIONS (2019) 57

FIGURE 4. PENETRATION OF PHYSICAL BANKING NETWORK.. 57

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