Insurance & Risk Management
Internal Assignment Applicable for June 2023 Examination

1. If a Joint Family takes a Life Insurance for 2-3 family members from an Insurance
Advisor. In context to above Scenario, what are different types of Costs Involved in
above Insurance Process? Kindly Elaborate. (10 Marks)
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2. If a small scale MSME Firm is setting up a Risk Management Department, what could
be the Instrumental Techniques would be considered by their Risk Manager?
(10Marks)
3.a. How far Ratemaking can be a Crucial feature of Operations of Insurance Company?
(5 Marks)
3.b. A newly established Grocery Store want to have his Grocery Shop covered under
Insurance with respectable/ probable Loss areas. How Insurer / Underwriter identify
the respective Loss Exposures in Risk? (5 Marks)