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A Study on the Current Scenario and Scope of Improvement in Electronic Payment Systems

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Business Management

Pages- 65

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TABLE OF CONTENTS

 

 

TABLE OF CONTENTS. 3

CHAPTER-1. 8

INTRODUCTION.. 8

1.1 INTRODUCTION.. 9

1.2 E-COMMERCE COST SYSTEM… 14

1.3 TYPES OF ON LINE REPAYMENT. 15

1.3.1 FINANCIAL COSTS. 15

1.3.2 MOBILE MONEY WALLETS. 16

1.4 GOALS OF THESE RESEARCH.. 16

1.6 RESEARCH FORMAT. 18

CHAPTER-2. 19

LITERATURE EVALUATION.. 19

2.1 LITERATURE EVALUATION.. 20

2.2 INTERNET and CONSUMER FINANCIAL.. 22

2.3 THE VIEW ON ELECTRONIC REPAYMENT. 23

2.4 DIGITAL REPAYMENT AND THE POPULAR BANKING PRODUCTS. 24

2.5 TELEPHONE AND Computer FINANCIAL.. 25

2.6 CHEQUE SYSTEM… 25

2.7 CARD SYSTEM… 25

2.8 AUTOMATED TELLER MACHINE (ATM) 26

2.9 THE INFLUENCE OF INVENTION FROM THE USE OF E-COMMERCE.. 27

2.10 RELATIVE BENEFIT. 27

2.11 BEING COMPATIBLE.. 28

2.12 COMPLEXITY.. 29

2.13 PERCEIVED COST. 29

2.14 PERCEIVED THREAT. 31

2.15 THE CHALLENGE FACING INDIA.. 32

2.16 THE REGULATORY CHALLENGES. 36

2.17 ELECTRONIC PAYMENT EFFICIENCY and PROFITABILITY.. 37

2.18 LENDER BUYER UNION.. 37

2.19 FUNCTIONS OF LENDER.. 38

2.20 ELECTRONIC REPAYMENT MODELS. 38

CHAPTER-3. 41

RESEARCH METHODOLOGY.. 41

3.1 RESEARCH METHODS. 42

3.2 FACTS COLLECTION.. 42

3.3 RESEARCH DESIGN.. 42

3.4 FACTS QUALITY (VALIDITY AND RELIABILITY) 42

3.5 SCOPE OF THESE STUDY.. 42

3.6 IMPORTANCE OF THE RESEARCH.. 43

CHAPTER-4. 44

DATA INVESTIGATIONS. 44

AND.. 44

RESULTS. 44

4.1 E-PAYMENT AND PAYMENT TECHNIQUES IN INDIA.. 45

4.1.1 DIGITAL CLEARING SOLUTION (ECS CREDIT) 46

4.1.2 DIGITAL CLEARING SERVICE (ECS DEBIT) 46

4.1.3 REAL-TIME GROSS SETTLEMENT. 47

4.1.4NATIONAL ELECTRONIC FUNDS EXCHANGE (NEFT. 49

4.1.5 INDO-NEPAL REMITTANCE CENTER SCHEME.. 50

4.1.6 IMMEDIATE FEES SERVICES. 50

4.1.7 UNIFIED REPAYMENTS SCREEN.. 51

4.1.8 BHARAT BILL INSTALLMENT SYSTEM… 51

4.2 COMPARISON AROUND RTGS AND NEFT. 52

4.3 CHANNEL OF E-PAYMENTS. 52

4.4 PART OF THEIR RBI IN MOTIVATING E-PAYMENTS. 53

4.5 STANDARD against. DIGITAL FEES SYSTEM PROCESSES. 54

4.6 DIGITAL REPAYMENT: CURRENT EXAMPLE AND RANGE FOR IMPROVEMENT  55

CHAPTER-5. 62

BOTTOM LINE.. 62

5.1 SUMMATION.. 63

BIBLIOGRAPHY.. 65

 

LIST OF FIGURES

 

 

Figure 1. Cash-like Payment System.. 40

Figure 2. Cheque-like Payment System.. 41

Figure 3. Proportion of adults with access to financial institutions (2019) 58

Figure 4. Penetration of physical banking network. 59

 

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