Digital Payments
June 2023 Examination
Q1. Explain with example working of virtual currency? How should security be ensured in
virtual currency? Do you think Virtual currencies will take over real paper money in
future? Support your answer with reasons. (10 Marks)
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Q2. What all processes are included in payment services? List at least 4 different payment
system gateway providers and explain working of any one of gateway provider in detail.
(10 Marks)
Q3. Imagine you own a small business that sells products online. Your customers often
abandon their shopping carts because the checkout process is too complicated.
a. What all can you do to solve this problem? How can you use a digital wallet to simplify
the payment process and reduce cart abandonment rates? (5 Marks)
b. Describe the features of a digital wallet that would be most beneficial to your business
and how you would integrate it into your website or mobile app. (5 Marks)